Pensioenfonds Detailhandel Annual Report 2025

2025 was a year in which Pensioenfonds Detailhandel’s financial position improved and a great deal of attention was devoted to the new pension scheme. Prefer watching to reading? The video brings you up to speed on the key highlights in just a minute and a half.

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How was 2025 for your pension? It may not be something you think about every day. Still, a lot happened that affects the pension you will receive later, or may already be receiving.

2025 was an important year. Pensioenfonds Detailhandel became financially stronger, pensions were increased, and we continued working on the new pension scheme.

The financial position of Pensioenfonds Detailhandel improved significantly. The funding ratio rose from 117.2 to 137.1 percent. This means that the Fund is in a stronger financial position than a year earlier.

A strong financial position is important for the future and for the transition to the new pension scheme. Thanks to this financial position, pensions could be increased by 1.5 percent from 1 January 2026.

In 2025, we also continued working on the new pension scheme. The Fund decided to take more time to ensure a careful transition, and the transition has therefore been postponed until 1 January 2027. This additional time will be used to test systems, verify data, and properly inform participants, employers, and administrative offices.

2025 was a year of important decisions. Would you like to know more about what this means for your pension? Read the annual report summary, the key developments of 2025 in just a few minutes.